River Bitcoin IRA

Bitcoin IRAs

River Financial offers Bitcoin-only IRA accounts that allow investors to hold Bitcoin inside a tax-advantaged retirement account with direct custody — no counterparty risk from holding ETF shares. River's IRA integrates with its Bitcoin-only brokerage, enabling DCA contributions, direct withdrawal to cold storage, and on-chain verification of holdings. One of the only Bitcoin-native IRA providers offering self-custodied Bitcoin rather than ETF proxies.

Details

Dca: Yes
Etf: No
Fees: No trading fees on River; standard River plan pricing
Type: bitcoin_only_ira
Provider: River Financial / Prime Trust
Ira Types: Traditional,Roth
Bitcoin Only: Yes
Founded Year: 2019
Self Custody: No
Account Types: Traditional, Roth, SEP
Cold Storage Withdrawal: Yes

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