Unchained IRA
✓Bitcoin IRAs
Unchained IRA is the only Bitcoin IRA offering true self-custody via 2-of-3 multisignature vaults. You hold two keys in separate locations while Unchained secures a backup key — no single party can move your Bitcoin. A flat $250 annual fee (not percentage-based) makes it cost-effective for high balances. Trading fee is 0.50% with a $2,000 minimum per transaction. Bitcoin-only. Also offers inheritance planning and concierge onboarding for $250.
Details
- Fees
- $50/year membership
- Provider
- Unchained Capital
- Custodian
- Unchained (self-custody multisig)
- Insurance
- Self-custody model reduces counterparty risk
- Setup Fee
- $0
- Annual Fee
- $250 flat
- Trading Fee
- 0.50% per trade
- Bitcoin Only
- Yes
- Account Types
- Traditional, Roth
- Multisig Keys
- 2-of-3 (client holds 2, Unchained holds 1)
- Self Directed
- Yes
- Min Investment
- $2,000 per transaction
- Custody Provider
- Self-custody (2-of-3 multisig)
- Concierge Onboarding
- $250 optional
- Inheritance Planning
- Yes
Links
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