Figure Crypto-Backed Loan
Bitcoin Loans
Figure Technology Solutions (NASDAQ: FIGR) offers crypto-backed personal loans against Bitcoin, Ethereum, and Solana collateral starting at $5,000. The product features a fixed 8.91% interest rate (9.999% APR) at 50% LTV — marketed as the lowest fixed rate at that LTV in the industry — with up to 75% LTV available. Collateral is held in decentralized MPC wallets, never leaving the borrower's verifiable on-chain wallet, and is never rehypothecated. Available through Figure Lending LLC in most US states.
Details
- Regions
- US (most states)
- Loan Type
- personal loan
- Founded Year
- 2018
- Min Loan Usd
- 5000
- Max Ltv Percent
- 75
- Interest Rate Range
- 8.91%–15% (fixed)
- Accepts Btc Collateral
- Yes
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