Figure Crypto-Backed Loan

Bitcoin Loans

Figure Technology Solutions (NASDAQ: FIGR) offers crypto-backed personal loans against Bitcoin, Ethereum, and Solana collateral starting at $5,000. The product features a fixed 8.91% interest rate (9.999% APR) at 50% LTV — marketed as the lowest fixed rate at that LTV in the industry — with up to 75% LTV available. Collateral is held in decentralized MPC wallets, never leaving the borrower's verifiable on-chain wallet, and is never rehypothecated. Available through Figure Lending LLC in most US states.

Details

Lender
Figure Lending LLC
Status
DUPLICATE
Ltv Max
70
Regions
US (most states)
Loan Type
personal loan
Founded Year
2018
Jurisdiction
US
Min Loan Usd
5000
Canonical Slug
figure-loans
Max Ltv Percent
75
Interest Rate Range
8.91%–15% (fixed)
Accepts Btc Collateral
Yes

Links

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