Firefish
Bitcoin Loans
Firefish is a non-custodial, peer-to-peer Bitcoin-backed lending marketplace founded in 2022 in Prague, Czech Republic, operating under MiCA regulation in Europe. Borrowers receive fiat or USDC stablecoins while their BTC is locked in on-chain multisig escrow — Firefish never takes custody. The platform sets a conservative 50% LTV; lenders earn up to 15% APY and borrowers access rates from approximately 6% annually. After raising $1.8M in seed funding in early 2025, Firefish expanded globally and surpassed $100M in total transaction volume.
Details
- Regions
- Europe (MiCA),Global
- Loan Type
- personal loan (P2P marketplace)
- Founded Year
- 2022
- Max Ltv Percent
- 50
- Interest Rate Range
- 6%–15% (market-determined)
- Accepts Btc Collateral
- Yes
More Bitcoin Loans
Abra Business Loans
Abra is a crypto wealth management platform offering Bitcoin-backed loans for institutional and high-net-worth clients. Borrow against your Bitcoin holdings with competitive rates and flexible terms. Abra has facilitated billions in crypto transactions since 2014 and focuses on serving sophisticated investors who want liquidity without liquidating their Bitcoin position.
Amber App Bitcoin Loans
Amber is an Australian Bitcoin savings and lending app that offers Bitcoin-backed loans to its users. Amber allows customers to use their Bitcoin stack as collateral for Australian dollar loans, keeping their long-term Bitcoin position intact while accessing liquidity for short-term needs.
Amber Group
Amber Group is an institutional digital asset firm offering prime brokerage services including Bitcoin-backed credit facilities for high-net-worth individuals and institutions. Founded in 2017 and operating globally, Amber provides structured lending products with custom LTV ratios, OTC trading desks, and yield solutions. The firm manages billions in assets and offers Bitcoin-collateralized loans with institutional-grade custody arrangements.
Free Beginners Guide to Buying Bitcoin
New to Bitcoin? Get our complete beginner's guide.