Liquidium

Bitcoin Loans

Liquidium is a fully non-custodial, peer-to-peer Bitcoin-native lending protocol that uses Partially Signed Bitcoin Transactions (PSBTs) to settle loans directly on the Bitcoin blockchain. Uniquely, it accepts Bitcoin Ordinals and Runes as collateral — enabling NFT and token holders to borrow against their on-chain Bitcoin assets without wrapping, sidechains, or custodians. Loan terms and rates are peer-negotiated. No company holds assets at any point in the process.

Details

Kyc: No
Ltv: Peer-negotiated
Model: Non-custodial P2P
Rates: Peer-negotiated
Lender: Liquidium Protocol
Notable: Only Bitcoin-native P2P lending protocol using Ordinals/Runes as collateral
Collateral: Bitcoin Ordinals,Runes,BTC
Settlement: On-chain via PSBTs (Bitcoin mainnet)
Bitcoin Only: Yes
Rehypothecation: No

Links

twitter

More Bitcoin Loans

Abra Business Loans

Abra is a crypto wealth management platform offering Bitcoin-backed loans for institutional and high-net-worth clients. Borrow against your Bitcoin holdings with competitive rates and flexible terms. Abra has facilitated billions in crypto transactions since 2014 and focuses on serving sophisticated investors who want liquidity without liquidating their Bitcoin position.

Amber App Bitcoin Loans

Amber is an Australian Bitcoin savings and lending app that offers Bitcoin-backed loans to its users. Amber allows customers to use their Bitcoin stack as collateral for Australian dollar loans, keeping their long-term Bitcoin position intact while accessing liquidity for short-term needs.

Amber Group

Amber Group is an institutional digital asset firm offering prime brokerage services including Bitcoin-backed credit facilities for high-net-worth individuals and institutions. Founded in 2017 and operating globally, Amber provides structured lending products with custom LTV ratios, OTC trading desks, and yield solutions. The firm manages billions in assets and offers Bitcoin-collateralized loans with institutional-grade custody arrangements.