Strike Bitcoin-Backed Loans

Bitcoin Loans

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Strike, the Bitcoin payments app founded by Jack Mallers, launched Bitcoin-backed loans and lines of credit in May 2025 for eligible U.S. customers. Borrowers can take fixed 12-month loans or a revolving line of credit using BTC as collateral, with no credit check, no origination fee, no prepayment fee, and no liquidation fee. Loan amounts start at $10,000 and Bitcoin collateral is held without rehypothecation, with the product later expanding globally at rates starting at 10.5% APR.

Details

Regions
US (select states),Global (select regions)
Loan Type
personal loan / line of credit
Founded Year
2014
Min Loan Usd
10000
Max Ltv Percent
50
Interest Rate Range
9.5%–13% APR (fixed)
Accepts Btc Collateral
Yes

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