Insights, guides, and analysis for long-term Bitcoin holders.
A Bitcoin letter of instruction tells your heirs how to access your Bitcoin — without including the seed phrase itself. This 2026 guide covers exactly what to write, what to omit, where to store it, and includes a template you can use today.
Over 20 US states have introduced Bitcoin reserve bills in 2026. New Hampshire has passed one. Arizona cleared its legislature. Texas, Florida, Oklahoma, North Carolina, and others have active bills. Here's the current status of every major state Bitcoin reserve effort.
The cheapest US spot Bitcoin ETF charges 0.15% annually. The most expensive charges 1.50%. On $100,000 over 10 years, that gap costs $13,500. This guide compares every major Bitcoin ETF by expense ratio and shows exactly what each fund costs over time.
Running a Bitcoin Lightning routing node earns sats by forwarding payments — but most nodes earn less than $1/month. This guide covers realistic earnings, hardware requirements, channel strategy, and when running a routing node actually makes sense.
Hardware wallets store private keys on dedicated offline devices. Software wallets store keys in apps. This guide explains when each makes sense, which specific products to use in 2026, and how serious bitcoiners use both — hardware for savings, software for spending.
Bitcoin multisig requires multiple private keys to authorize transactions — eliminating single points of failure. This guide explains 2-of-3 and 3-of-5 setups, PSBT signing workflows, the best hardware wallets for multisig, and whether to DIY or use Unchained or Casa.
Home Bitcoin mining profitability in 2026 depends on one number: your electricity rate. Here's the exact math for the Antminer Home Series, Canaan Avalon Nano, and BitAxe — including daily profit tables, break-even calculations, and when mining beats just buying Bitcoin.
Bitcoin HELOC guide 2026: use traditional home equity to buy BTC, or use Figure Bitcoin HELOC to borrow against your Bitcoin. Tax math, lender comparison, and when it makes sense.
Does homeowners insurance cover Bitcoin? Standard policies mostly cover the physical hardware (worth $200-300), not the Bitcoin value. Here's how to actually protect your holdings.
Best Bitcoin credit cards in 2026 for cashback: Gemini (3% dining, $0 fee), Fold Credit (3%, Lightning self-custody), Coinbase One (4% flat), and Krak Card for Europe.
Bitcoin-backed loans in 2026: borrow USD against your BTC without selling. How LTV works, top lenders (Unchained, Ledn, Arch, SALT, Nexo), liquidation risk explained, and tax treatment.
How US state laws affect Bitcoin holders in 2026: Wyoming's SPDI banking charter, Florida's no-income-tax advantage, New York's BitLicense, and California's 13.3% capital gains tax.