Ameris Bank

Bitcoin Mortgages

Ameris Bank is a regional bank and mortgage lender that accepts cryptocurrency holdings, including Bitcoin, as qualifying assets for residential mortgage applications. Based in the Southeast US, Ameris Bank has updated its mortgage underwriting guidelines to accommodate borrowers with significant digital asset holdings, aligning with FHFA guidance allowing crypto reserves for conforming loans.

Details

Lender: Ameris Bank
Founded: 1971
Ltv Max: 80
Loan Type: Conventional Mortgage (Crypto Asset Verified)
Distribution: Retail / Bank
Headquarters: Atlanta, GA
Jurisdiction: US
Mortgage Type: Crypto-asset qualified (conventional)
States Available: Southeast US states

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