Milo

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Bitcoin Mortgages

Milo is the market leader in Bitcoin-backed mortgages, surpassing $100 million originated in February 2026. Up to 100% financing with no cash down payment required. Rates from 8.25%, zero margin calls, and loans up to $25 million. Licensed in 10+ states.

Details

Ltv: Up to 100%
Lender: Milo Credit
Ltv Max: 100% (Bitcoin as collateral, no liquidation below 65% LTV)
Notable: First Bitcoin-backed mortgage product in the US; borrower keeps BTC as collateral; BTC appreciation can offset payments; no income verification required
Max Loan: $25,000,000
Loan Type: 30-year Bitcoin-backed mortgage
Rate Range: From 8.25%
Bitcoin Only: Yes
Jurisdiction: United States
Margin Calls: None
Interest Rate: ~8-10% APR (varies)
Mortgage Type: Bitcoin-collateralized
States Available: 10+ states

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