Axos Bank

Bitcoin Mortgages

Axos Bank is a federally chartered digital bank that offers mortgage loans with crypto-friendly qualification criteria. As an early adopter of digital banking and cryptocurrency services, Axos allows borrowers to use Bitcoin and other digital asset holdings as qualifying reserves for mortgage applications. The bank operates fully online and offers competitive rates for conventional, jumbo, and portfolio loan products.

Details

Note: Digital-first bank with crypto-friendly mortgage underwriting
Lender: Axos Bank
Founded: 2000
Ltv Max: standard (up to 80%)
Notable: Axos Bank allows buyers to use crypto assets (including Bitcoin) as qualifying assets for mortgage approval
Loan Type: Conventional mortgage accepting crypto down payment verification
Bitcoin Only: No
Distribution: Online / Direct Bank
Jurisdiction: United States
Mortgage Type: Crypto-asset qualified (conventional, jumbo, portfolio)
States Available: All 50 states

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