Better Mortgage — Crypto Down Payment Program

Bitcoin Mortgages

Better Mortgage (better.com) explored accepting cryptocurrency including Bitcoin for down payment funding, allowing borrowers to use crypto gains directly toward home purchases without a sale-to-fiat conversion delay. The company's all-digital platform is particularly suited to crypto-native buyers seeking a tech-first mortgage experience. Better applies FHFA-compliant crypto reserve standards and has partnered with crypto exchanges to streamline asset verification.

Details

Note: Digital-first platform; explored crypto down payments; AI-assisted underwriting
Lender: Better Mortgage / Better.com
Status: DUPLICATE
Founded: 2016
Ltv Max: 80
Loan Type: Conventional/Jumbo Mortgage (Crypto Down Payment)
Distribution: Online / Direct
Jurisdiction: US
Mortgage Type: Crypto-asset qualified (conventional, FHA, jumbo)
Canonical Slug: better-mortgage-crypto
States Available: All 50 states

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