Borrow Bitcoin Canada Mortgage

Bitcoin Mortgages

Several Canadian financial institutions and fintech firms offer Bitcoin-backed mortgages, leveraging Canada's progressive digital asset environment. Borrowers can pledge Bitcoin as collateral for home purchases and refinancing at Canadian financial institutions, with the market growing significantly following Canada's spot Bitcoin ETF approvals.

Details

Lender: Borrow Bitcoin CA
Ltv Max: 65
Min Loan: CAD $25,000
Loan Type: Bitcoin-Collateralized Mortgage
Ltv Ratio: 50%
Collateral: Bitcoin
Founded Year: 2023
Jurisdiction: Canada
Product Type: bitcoin_backed_mortgage

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More Bitcoin Mortgages

Milo

Milo is the market leader in Bitcoin-backed mortgages, surpassing $100 million originated in February 2026. Up to 100% financing with no cash down payment required. Rates from 8.25%, zero margin calls, and loans up to $25 million. Licensed in 10+ states.

Abra Bitcoin Lending

Abra is a US-based digital asset wealth management platform offering Bitcoin-backed loans for high-net-worth individuals. Abra Boost and Abra Borrow allow clients to leverage Bitcoin holdings for liquidity without selling, with competitive interest rates for accredited investors. The platform manages over $1 billion in digital assets.

Ameris Bank

Ameris Bank is a regional bank and mortgage lender that accepts cryptocurrency holdings, including Bitcoin, as qualifying assets for residential mortgage applications. Based in the Southeast US, Ameris Bank has updated its mortgage underwriting guidelines to accommodate borrowers with significant digital asset holdings, aligning with FHFA guidance allowing crypto reserves for conforming loans.