Cardinal Financial
Bitcoin Mortgages
Cardinal Financial is a nationwide direct mortgage lender that accepts Bitcoin and other cryptocurrency holdings as qualifying reserves for conventional mortgage applications. The company has implemented crypto-friendly underwriting procedures aligned with updated GSE and FHFA guidelines on digital asset reserves. Cardinal Financial operates across all 50 states and offers conventional, FHA, VA, and jumbo loan products.
Details
- Note
- Crypto qualifying reserves per FHFA 2025 update
- Founded
- 2004
- Distribution
- Retail / Direct
- Mortgage Type
- Crypto-asset qualified (conventional, FHA, VA, jumbo)
- States Available
- All 50 states
Links
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