CrossCountry Mortgage
Bitcoin Mortgages
CrossCountry Mortgage is the largest retail mortgage lender in the United States as of 2026, licensed in all 50 states with a focus on flexible underwriting across conventional, government-backed, and specialty loan programs. Like most major lenders, CrossCountry generally follows Fannie Mae and Freddie Mac guidelines which were updated in 2025 to allow Bitcoin and crypto assets to count as reserves. No specific Bitcoin-only mortgage product has been publicly documented at CrossCountry.
Details
- Note
- FHFA 2025 update allows crypto as mortgage reserves for conforming loans generally
- Founded
- 2003
- Distribution
- Retail
- Mortgage Type
- Crypto-asset qualified (conventional / jumbo)
- States Available
- All 50 states + DC
- Crypto Product Status
- No specific verified crypto mortgage product — follows standard agency guidelines on crypto reserves
Links
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