Figure Crypto-Backed Loan

Bitcoin Mortgages

Figure Technology Solutions, publicly traded on Nasdaq (FIGR), offers Bitcoin-, Ethereum-, and Solana-backed loans through its blockchain-native lending platform, having facilitated over $17 billion in total home equity lending. Borrowers can pledge BTC, ETH, or SOL as collateral for up to 75% LTV with no credit checks, no term limits, and no origination or prepayment fees, at fixed rates from 9.9% to 15% depending on LTV. Figure also offers a Bitcoin-backed HELOC variant and merged with Figure Markets in August 2025 to consolidate lending, trading, and yield on a single platform.

Details

Lender: Figure Lending LLC
Ltv Max: 70
Regions: US — nationwide
Loan Type: Crypto-Collateralized Loan / Bitcoin-Backed HELOC
Founded Year: 2018
Jurisdiction: US
Max Ltv Percent: 75
Accepts Btc Collateral: Yes

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