Guaranteed Rate
Bitcoin Mortgages
Guaranteed Rate is a top-10 US retail mortgage lender that accepts cryptocurrency assets for qualifying. Their digital-first platform supports conventional, FHA, VA, USDA, and jumbo products. Known for competitive rates and fast closings.
Details
- Ltv
- Up to 97%
- Max Loan
- Jumbo available
- Rate Range
- Market competitive
- Margin Calls
- N/A
- Mortgage Type
- Traditional (crypto qualifying)
- States Available
- All 50 states + DC
Links
More Bitcoin Mortgages
Milo
Milo is the market leader in Bitcoin-backed mortgages, surpassing $100 million originated in February 2026. Up to 100% financing with no cash down payment required. Rates from 8.25%, zero margin calls, and loans up to $25 million. Licensed in 10+ states.
Abra Bitcoin Lending
Abra is a US-based digital asset wealth management platform offering Bitcoin-backed loans for high-net-worth individuals. Abra Boost and Abra Borrow allow clients to leverage Bitcoin holdings for liquidity without selling, with competitive interest rates for accredited investors. The platform manages over $1 billion in digital assets.
Ameris Bank
Ameris Bank is a regional bank and mortgage lender that accepts cryptocurrency holdings, including Bitcoin, as qualifying assets for residential mortgage applications. Based in the Southeast US, Ameris Bank has updated its mortgage underwriting guidelines to accommodate borrowers with significant digital asset holdings, aligning with FHFA guidance allowing crypto reserves for conforming loans.
Free Beginners Guide to Buying Bitcoin
New to Bitcoin? Get our complete beginner's guide.