Hodl Finance Bitcoin Mortgage

Bitcoin Mortgages

Hodl Finance is a Scandinavian fintech offering Bitcoin-backed loans and mortgages for individuals who want to leverage Bitcoin holdings without selling. The platform allows borrowers in Nordic countries to use Bitcoin as collateral for property purchases, with transparent fee structures and no credit score requirements.

Details

Lender: Hodl Finance
Ltv Max: 50%
Notable: Swiss-based Bitcoin mortgage and property financing using Bitcoin as collateral
Min Loan: €5,000
Loan Type: Bitcoin-backed property loan
Ltv Ratio: 50%
Collateral: Bitcoin
Bitcoin Only: Yes
Founded Year: 2019
Jurisdiction: Europe
Product Type: bitcoin_backed_mortgage
Interest Rate: variable

Links

twitter

More Bitcoin Mortgages

Milo

Milo is the market leader in Bitcoin-backed mortgages, surpassing $100 million originated in February 2026. Up to 100% financing with no cash down payment required. Rates from 8.25%, zero margin calls, and loans up to $25 million. Licensed in 10+ states.

Abra Bitcoin Lending

Abra is a US-based digital asset wealth management platform offering Bitcoin-backed loans for high-net-worth individuals. Abra Boost and Abra Borrow allow clients to leverage Bitcoin holdings for liquidity without selling, with competitive interest rates for accredited investors. The platform manages over $1 billion in digital assets.

Ameris Bank

Ameris Bank is a regional bank and mortgage lender that accepts cryptocurrency holdings, including Bitcoin, as qualifying assets for residential mortgage applications. Based in the Southeast US, Ameris Bank has updated its mortgage underwriting guidelines to accommodate borrowers with significant digital asset holdings, aligning with FHFA guidance allowing crypto reserves for conforming loans.