Ledn Bitcoin Mortgage

Bitcoin Mortgages

Ledn is a Toronto-based Bitcoin lending platform that has originated over $9.5 billion USD in loans since 2018. Its Bitcoin Mortgage blends Bitcoin collateral with real estate collateral at a combined 50% LTV, allowing borrowers to purchase property without credit checks or income verification. The 2-year loan term requires no monthly payments and carries no prepayment penalties. Available to Canadian (excluding NB, NS, SK, QC) and US residents.

Details

Ltv: 50% of combined collateral (Bitcoin + property)
Lender: Ledn
Ltv Max: 50%
Notable: Ledn offers Bitcoin-backed mortgages for property purchases; collateral is BTC held in custody
Launched: 2023
Countries: Canada (excl. NB, NS, SK, QC) and USA
Loan Term: 2-year term, no monthly payments
Loan Type: Bitcoin-backed real estate financing
Bitcoin Only: Yes
Credit Check: No
Jurisdiction: Canada / International
Margin Calls: None
Custody Model: Custodial (Ledn)
Interest Rate: variable, competitive institutional rate
Mortgage Type: Bitcoin-collateralized
Origination Fee: 2%
Total Originated: $9.5B+ since 2018
Collateral Structure: Bitcoin + property (blended)

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