LendFriend Mortgage

Bitcoin Mortgages

LendFriend Mortgage is an Austin, Texas-based mortgage broker founded in 2018 that specializes in crypto-backed home loans for Bitcoin and Ethereum holders. Rather than requiring crypto as pledged collateral, LendFriend uses digital asset holdings for income and asset qualification via asset-depletion methodology, allowing borrowers to keep full custody and upside of their holdings. The company expanded its crypto mortgage programs to California, Colorado, Florida, and Texas in August 2025 and is now licensed in 13+ states.

Details

Lender
LendFriend Mortgage
Ltv Max
75
Regions
US — CA, CO, CT, FL, GA, IL, MI, NC, NH, NJ, OH, TX, VA
Loan Type
Non-QM / Asset-Depletion Mortgage
Founded Year
2018
Jurisdiction
US
Accepts Btc Collateral
No

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