Mercury (Bitcoin Treasury Mortgage)

Bitcoin Mortgages

Mercury is a US business banking platform popular with startups and Bitcoin-native companies that offers business lines of credit and treasury lending services. For companies holding Bitcoin as a treasury asset, Mercury works with partner lenders to provide business credit facilities that account for BTC holdings in the company's financial profile. Mercury serves over 200,000 businesses including many in the Bitcoin and crypto ecosystem.

Details

Type: business_credit_btc_consideration
Lender: Mercury (Business Treasury)
Notable: 200,000+ business clients; works with Bitcoin-treasury companies for credit facilities
Loan Type: Business Banking / Treasury Integration
Jurisdiction: US
Bank Licensed: No
Business Only: Yes

Links

twitter

More Bitcoin Mortgages

Milo

Milo is the market leader in Bitcoin-backed mortgages, surpassing $100 million originated in February 2026. Up to 100% financing with no cash down payment required. Rates from 8.25%, zero margin calls, and loans up to $25 million. Licensed in 10+ states.

Abra Bitcoin Lending

Abra is a US-based digital asset wealth management platform offering Bitcoin-backed loans for high-net-worth individuals. Abra Boost and Abra Borrow allow clients to leverage Bitcoin holdings for liquidity without selling, with competitive interest rates for accredited investors. The platform manages over $1 billion in digital assets.

Ameris Bank

Ameris Bank is a regional bank and mortgage lender that accepts cryptocurrency holdings, including Bitcoin, as qualifying assets for residential mortgage applications. Based in the Southeast US, Ameris Bank has updated its mortgage underwriting guidelines to accommodate borrowers with significant digital asset holdings, aligning with FHFA guidance allowing crypto reserves for conforming loans.