Milo Credit Bitcoin Mortgage

Bitcoin Mortgages

Milo Credit is a US-based fintech lender specializing in crypto mortgages, allowing borrowers to use Bitcoin as collateral to purchase US real estate without selling their Bitcoin. Milo offers 30-year fixed-rate mortgages with Bitcoin collateral, targeting international buyers and crypto-wealthy individuals who want US real estate exposure while maintaining their BTC stack.

Details

Lender: Milo Credit
Ltv Max: 100% (Bitcoin as collateral, no liquidation below 65% LTV)
Notable: First Bitcoin-backed mortgage product in the US; borrower keeps BTC as collateral; BTC appreciation can offset payments; no income verification required
Min Loan: $150,000
Loan Type: 30-year Bitcoin-backed mortgage
Ltv Ratio: 100%
Collateral: Bitcoin
Bitcoin Only: Yes
Founded Year: 2018
Jurisdiction: United States
Product Type: bitcoin_backed_mortgage
Interest Rate: ~8-10% APR (varies)

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