Newrez Crypto Mortgage

Bitcoin Mortgages

Newrez, one of the top five US mortgage lenders, became the first top-25 US mortgage provider to formally recognize Bitcoin, Ethereum, spot BTC/ETH ETFs, and USD stablecoins for mortgage qualification, launching in February 2026. Borrowers can use eligible crypto holdings at US-regulated exchanges or nationally chartered banks to verify reserves or estimate income without liquidating, delivered through Newrez's non-agency Smart Series product suite. Down payment and closing costs must still be paid in US dollars.

Details

Lender: Newrez LLC
Ltv Max: 75
Regions: US — nationwide
Loan Type: Non-QM / Non-Agency Mortgage (Smart Series)
Founded Year: 2008
Jurisdiction: US
Accepts Btc Collateral: No

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