PenFed Credit Union

Bitcoin Mortgages

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PenFed (Pentagon Federal Credit Union) is one of the largest credit unions in the United States and has developed policies for accepting cryptocurrency assets, including Bitcoin, as qualifying reserves for residential mortgage applications. PenFed serves over 2.5 million members and offers competitive mortgage rates. Its crypto policies align with the 2025 FHFA guidelines allowing digital asset reserves for conforming loans.

Details

Note
2.5M+ members; crypto reserves accepted per FHFA 2025 guidelines
Founded
1935
Distribution
Direct / Credit Union
Mortgage Type
Crypto-asset qualified (conventional, VA, jumbo)
States Available
All 50 states

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