Rocket Mortgage — Bitcoin Payment Pilot

Bitcoin Mortgages

In 2021, Rocket Mortgage became the first major US mortgage servicer to announce acceptance of Bitcoin for mortgage payments via BitPay, a landmark moment for Bitcoin mainstream finance adoption. While the pilot was limited, the announcement signaled growing willingness among large lenders to integrate Bitcoin into mortgage servicing. Rocket Mortgage has since aligned with FHFA 2025 guidelines applying updated crypto reserve standards across its product line.

Details

Note: Largest retail mortgage lender in US; aligned with FHFA 2025 crypto reserve guidelines
Lender: Rocket Mortgage / Rocket Companies
Founded: 1985
Ltv Max: standard (up to 97%)
Notable: Rocket Mortgage ran Bitcoin mortgage payment pilot in 2021; accepts crypto as qualifying asset; US largest retail mortgage lender
Loan Type: Conventional mortgage accepting crypto income
Bitcoin Only: No
Distribution: Retail / Direct / Online
Jurisdiction: United States
Mortgage Type: Crypto-asset qualified (conventional, FHA, VA, jumbo)
States Available: All 50 states

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