Unchained Mortgages

Bitcoin Mortgages

Unchained offers Bitcoin-collateralized mortgages that let you buy a home using your Bitcoin as collateral without selling it. Your BTC is held in a 2-of-3 multisig vault during the loan term. Available in select US states, loans from $100,000 with no credit score requirement.

Details

Ltv: Varies
Lender: Unchained Capital
Ltv Max: 40-60%
Notable: Unchained offers large Bitcoin-backed loans usable for real estate; client retains 2 of 3 keys in collaborative custody
Max Loan: $5,000,000
Loan Type: Bitcoin-secured mortgage/large collateralized loan
Rate Range: Varies
Bitcoin Only: Yes
Jurisdiction: United States
Margin Calls: None
Custody Model: 2-of-3 multisig (client holds keys)
Interest Rate: 12-14% APR
Mortgage Type: Bitcoin-collateralized
States Available: Select US states

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