Vast Bank (Bitcoin Mortgage Qualification)

Bitcoin Mortgages

Vast Bank is a federally chartered US bank headquartered in Tulsa, Oklahoma that pioneered direct Bitcoin banking services for retail customers in 2021 — the first US bank to offer buying, selling, and custodying Bitcoin through a standard bank account. Vast Bank accepts Bitcoin holdings as part of the asset verification process for mortgage qualification, allowing Bitcoin-wealthy customers to leverage their holdings as evidence of financial strength for home loans.

Details

Type: bitcoin_asset_qualification
Lender: Vast Bank
Ltv Max: 80
Notable: First federally chartered US bank to offer direct Bitcoin accounts (2021)
Loan Type: Conventional Mortgage (Bitcoin Qualification)
Jurisdiction: US
Bank Licensed: Yes
Bitcoin Banking: Yes
Federally Chartered: Yes

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