Xapo Bank

Bitcoin Mortgages

Xapo Bank is a Gibraltar-regulated Bitcoin-native private bank that offers financial services to high-net-worth Bitcoin holders, including lending products secured by Bitcoin collateral. The bank is known for its institutional-grade Bitcoin custody and offers wealth management and credit facilities that allow clients to access liquidity without selling their Bitcoin. Xapo Bank serves clients globally and has positioned itself as the premier private bank for Bitcoiners.

Details

Note: Bitcoin-native private bank; institutional custody
Lender: Xapo Bank
Founded: 2014
Ltv Max: 40%
Notable: Xapo Bank offers Bitcoin-backed real estate loans through its Gibraltar banking license; privacy-focused for HNW clients
Countries: Global (Gibraltar regulated)
Loan Type: Bitcoin-backed mortgage / real estate loan
Min Assets: High net worth
Bitcoin Only: Yes
Distribution: Private Banking / Direct
Jurisdiction: Gibraltar / International
Interest Rate: ~5-7% APR
Mortgage Type: Bitcoin-collateralized credit / lending

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